Choosing an appropriate credit card type: KopiTekno

Advantages of transactions on bank mega credit cards and their types

Pretty few were  satisfied with the bank mega credit card after the transaction. As one of the private banks in Indonesia, Bank Mega also offers credit card features aimed at providing comfort to customers when shopping.

The credit cards themselves seem to have become one of the lifestyles for most Indonesians, who consider that many benefits to be noticeable. You don’t have to wait for a monthly fee when you’re tempted to shop for basic needs. As a result, many people want to use credit cards for everyday payments.

Of course, for  those who want to do business with a bank mega credit card, you need to understand the conditions for manufacturing and its use. Simply put, having a credit card like this is like a loan that users can later repay after each month.

Each bank has different approval rules for credit cards, including Bank Mega. Therefore, in this test, we will provide information about Credit Card Services (CC) from Bank Mega. For those who want to try to trade on a bank mega credit card, let’s take a look at the whole discussion here.

Advantages of bank mega credit card transactions

This type of credit transaction offers its users many advantages. One of them, Bank Mega, often offers special promotions and discounts when shopping with partners for customers who use credit cards. For those of you who want to shop at the mall, you are guaranteed that the benefits of this mall will be felt.

In addition, Bank Mega also offers facilities in the form of CC Mobile, which provides comfort to customers when they want to check transactions and invoices. Below are some of the benefits you get when using a bank mega credit card:

  1. Mega Bill

Make regular bills easy to pay each month, such as monthly internet/WiFi bills, electricity, water, TV-Cable, BPJS and bills. Monthly payments are paid through a credit card, so it is certainly no delay caused by fines. With this advantage, it’s also more time-consuming and practical, even if you get points from Mega Rewards.

  1. Mega-Prömienpunk

If you trade mega credit cards with banks , you also deserve to receive mega reward points. You will receive 1 point for each purchase worth IDR 25,000 on this credit card, valid for multiple. Well, the points successfully collected can later be used to shop on Metro, Carrefour, Coffee Bean, Robins and others.

  1. mega singilin

Customers can also enjoy the benefits of the Mega Top Up feature, which consists of topping up prepaid credit through auto-debit. However, for those of you who wish to use this feature, you can first register through call center 1500 100 (PSTN) or 600 100 (HP). For your information, you will continue to receive Reward Points when you make transactions using this feature.

Bank Mega credit card option for a salary of three million

If you are interested in trading on a bank mega credit card, then first you know which product is most appropriate and in accordance with your monthly salary. To illustrate, here are some types of CC Bank Mega suitable for customers with a minimum wage of three million:

  1. Gold Card

The requirements for licensing for the Mega Gold Card should be at least 21 years old and have a minimum income of three million per month. Mega Gold Card is suitable for you who want to use a credit card for the first time with a limit of up to Rp. 2 million.

  1. Platinum Card

There is also a cc Mega Platinum Card type with a limit of up to RP 10 million, but the condition is that you need to have a minimum income of 5 million per month. It is recommended for you to enjoy shopping and travel.

  1. Reisekarte

As the name suggests, this credit card is suitable for people who want to travel by plane, as you can use various free facilities up to more than 800 airport lounges in Indonesia and abroad.

  1. Transmart

Do you love shopping at Transmart or Carrefour? It’s really mandatory to have a credit card because you get a 10% discount and enjoy a variety of attractive promos from two supermarkets.

  1. Silver Card

In addition to the Mega Gold Card, you can also choose this type of credit card with offers that are no more attractive. Such as tour & travel packages, airline tickets, hotel promos and more.

Choosing an appropriate credit card type

Transactions with bank mega credit cards are not just for styles, make sure you really use them for your needs. In addition, you also need to choose the type of credit card that matches the ability to pay installments later, because this payment system is like debt.

You will receive a loan up to a certain limit according to the type of CC selected. That is, every month you are obligated to pay installments in accordance with regulations including annual contributions. Often, new users pay little attention to such things and only for as long as they use CC.

Also, choose the type of credit card that fits your ability and needs. For example, for those who want to use it monthly for regular purchase, then you can choose a Gold Mega Card or Silver Mega Card with sufficient limitations.

Tips for bank mega credit card transactions with Safe

Credit card transactions are not a hundred percent of security, as security depends on the user himself. For this reason, pay attention to the following important tips to be safe when transactions on mega credit cards:

  1. Online shopping on credible websites

Do not shop online by chance, especially if you ask for personal information related to credit cards. Not to mention, if it turns out that the site does not have a high level of encryption/security, it may be that your credit card details are stolen by individuals.

  1. Don’t change in public Wi-Fi

For security reasons, avoid processing credit cards in public wi-Fi, let alone free one. Action like these is extremely risky and can lead you to be abused by hackers.

  1. Not storing card numbers on mobile phones

Moreover, you should not hide important information about credit card details on your phone. Imagine if the phone had gone off? Then it doesn’t sum up the possibility that it could be abused by others who want to do something in your favor.

  1. Beware of fake emails

It is not unusual for CC users to receive emails asking them to provide credit card information. It is best to be more careful and identify which emails are official and not. CC figures are confidential, especially passwords, nor of which can be shared with other parties, including Mega Bank.

Is it fixed to use or make a credit card? Lately, more and more people have been interested in using credit cards for easy payments reasons. Whatever the reason, make sure you choose the appropriate type of credit card so that in the future you can do business with bank mega credit cards conveniently, safely and without obstacles.

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